Yes Bank share price today: Yes Bank share price moved higher in early trade, rising 2.50% to ₹23.54, as investors positioned themselves ahead of the lender’s Q3 FY26 earnings announcement scheduled for January 17, 2026. The stock’s upward move reflects improving confidence in the bank’s operational recovery, supported by stable asset quality, rising deposits, and steady loan growth.
Yes Bank share price
| Particulars | Details |
|---|---|
| Current Share Price | ₹23.54 |
| Day’s Gain | +2.50% |
| Recent Trading Range | ₹22.80 – ₹23.54 |
| Market Sentiment | Positive to Cautious |
| Trigger | Q3 FY26 Results Anticipation |
The stock has been consolidating near the ₹23 mark, with today’s gains suggesting renewed buying interest from short-term traders and positional investors.
Provisional Q3 FY26 Business Update
Provisional figures for the quarter ended December 31, 2025, indicate that Yes Bank maintained growth momentum across key business metrics:
| Key Metric (Q3 FY26 – Provisional) | Value | QoQ Change |
|---|---|---|
| Total Advances | ₹2,57,508 crore | ~5% ↑ |
| Total Deposits | ₹2,92,484 crore | Stable ↑ |
| CASA Deposits | ₹99,443 crore | Gradual ↑ |
| Liquidity Coverage Ratio (LCR) | 123.8% | Comfortable |
A strong liquidity buffer and rising CASA deposits underline the bank’s improving balance sheet resilience.
Q3 FY25 Financial Performance
The bank’s performance in Q3 FY25 (December 2024 quarter) laid a solid foundation for the current fiscal year, with sharp improvement in profitability and asset quality.
| Financial Indicator (Q3 FY25) | Value | YoY Change |
|---|---|---|
| Net Profit | ₹612.3 crore | +168% |
| Net Interest Income (NII) | ₹2,223 crore | +10.2% |
| Non-Interest Income | ₹1,512 crore | +26.6% |
| Pre-Provisioning Operating Profit | ₹1,079 crore | +25% |
| Net Interest Margin (NIM) | 2.4% | Flat |
Despite flat margins, higher fee income and controlled costs helped drive profitability.
Asset Quality Improvement Remains a Key Positive
Yes Bank has continued to clean up its loan book, which remains one of the most important drivers for long-term investor confidence.
| Asset Quality Metrics | Q3 FY25 |
|---|---|
| Gross NPA Ratio | 1.6% |
| Net NPA Ratio | 0.5% |
| Recoveries & Upgrades | ₹1,843 crore |
Lower NPAs and strong recoveries indicate reduced credit risk, although retail slippages remain an area to monitor.
Deposit Growth and Retail Focus Support Stability
Deposit growth outpaced loan expansion, offering comfort on funding and liquidity:
| Deposit & Lending Metrics | Status |
|---|---|
| Total Deposits Growth | +14.6% YoY |
| Retail Deposits Growth | +21.8% YoY |
| CASA Ratio | 33.1% |
| Credit-Deposit Ratio | 88.3% |
The bank’s increasing focus on retail and digital platforms, including its business super app, is expected to aid sustainable growth.
Yes Bank Share Price Outlook
With the stock now trading at ₹23.54, market participants will closely track:
- Q3 FY26 profit trajectory
- Movement in net interest margins
- Asset quality sustainability
- Management guidance for FY26
While near-term volatility cannot be ruled out, consistent earnings delivery could gradually improve valuations.
Yes Bank’s steady turnaround, improving fundamentals, and stable liquidity position have started reflecting in its share price movement. As the bank heads into its Q3 FY26 results, investors remain cautiously optimistic, watching for confirmation that the recovery story is firmly on track.
Disclaimer
The views and investment insights expressed in this article are based on publicly available information and market data available at the time of writing. This content is intended solely for informational and educational purposes and should not be construed as investment advice, stock recommendation, or a solicitation to buy or sell any securities. Stock market investments are subject to market risks, and readers are advised to conduct their own research or consult a certified financial advisor before making any investment decisions. The author and publisher shall not be held responsible for any financial losses arising from the use of this information.
References
- https://www.motilaloswal.com/share-market/yes-bank-ltd
- https://www.moneycontrol.com/news/business/earnings/yes-bank-q3-results-net-profit-jumps-168-to-rs-612-3-crore-asset-quality-healthy-12917132.html
Yogesh Kolhe is a market and business news author with a focus on the automobile sector and gold and silver price movements, offering readers practical insights into industry and market trends.
