Tata Punch EV Finance Plan 2026: Drive Home This 5-Star Electric SUV for Just ₹16,066 EMI

Tired of the unpredictable spikes in petrol and diesel prices? If you are looking for an affordable, stylish, and high-tech electric SUV, the Tata Punch EV is emerging as a top contender in the Indian market. Built on Tata’s advanced ‘acti.ev’ architecture, this SUV combines rugged styling with eco-friendly efficiency.

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With attractive finance schemes now available, owning an EV has never been easier. You can now bring home a Tata Punch EV with a down payment of just ₹51,000 and a manageable monthly EMI.

Tata Punch EV Price and Variants

The Tata Punch EV offers a wide range of choices to suit different budgets and range requirements.

  • Ex-Showroom Price: Starts at ₹9.99 Lakh and goes up to ₹14.44 Lakh for the top-end variant.
  • On-Road Price (Delhi): For the base Smart variant, the on-road price is approximately ₹10.50 Lakh (including registration and insurance).

 

Tata Punch EV Finance Plan 2026: How to Calculate Your EMI

For those looking to transition to electric without a massive upfront cost, here is a breakdown of a popular finance option for the base variant:

Component Details
Down Payment ₹51,000
Loan Amount ₹9.99 Lakh
Interest Rate 9% (Approx. depending on credit score)
Tenure 7 Years (84 Months)
Monthly EMI ₹16,066
Note: Final EMI amounts and interest rates may vary based on your bank’s terms and your personal credit history.

Key Features of Tata Punch EV & Advanced Technology

The Tata Punch EV isn’t just about savings; it’s packed with premium features usually found in higher segments:

  • Infotainment: 10.25-inch HD touchscreen with Wireless Android Auto & Apple CarPlay.
  • Comfort: Automatic climate control, wireless phone charging, and cruise control.
  • Urban Ready: A high 190mm ground clearance and a compact turning radius make it perfect for both city traffic and occasional off-roading.

Tata Punch EV

Safety First: 5-Star Rated Protection

Safety is a core pillar for Tata Motors. The Punch EV has earned a 5-star BNCAP rating, featuring:

  • 6 Airbags as standard.
  • Electronic Stability Program (ESP) & Hill Hold Assist.
  • All four disc brakes (on Long Range variants).
  • 360-degree camera system for easy parking.
Battery, Range, and Charging

The Punch EV offers two battery pack options to cater to different driving needs:

  • Standard Range: 25 kWh battery providing an ARAI-certified range of 315 km.
  • Long Range: 35 kWh battery providing an ARAI-certified range of 421 km.

Charging Speed: Using a 50kW DC fast charger, you can juice up from 10% to 80% in just 56 minutes. Additionally, Tata provides a peace-of-mind warranty of 8 years or 1,60,000 km on the battery pack.

If you are looking for an electric SUV with low running cost, zero fuel expense, strong safety, and modern features, the Tata Punch EV stands out as a value-for-money option. The affordable down payment and manageable EMI make it especially attractive for middle-class families and daily city commuters.

With Tata’s trusted brand value and expanding EV infrastructure, the Punch EV is a smart and future-ready choice in the electric vehicle segment.

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